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Automobile
Protect Your Drive With Reliable Coverage
Get Complete Automobile Insurance Coverage in Garden City, Ozone Park, NY, and Surrounding Areas
Struggling with confusing automobile insurance policies, high premiums, and the worry of unexpected accidents? These challenges disrupt daily life, adding stress every time you get behind the wheel. That’s where we step in.
For drivers in Garden City, Ozone Park, NY, we provide automobile insurance designed to simplify the process while delivering strong protection. With over 30 years of experience, our insurance agency creates plans that meet state requirements, fit your budget, and cover your needs. Get rid of uncertainty and enjoy coverage you can feel confident about, knowing your vehicle and future are in good hands.
Save 10% on Auto Insurance With Our $39 Course Today
Enroll in our $39 Defensive Driving Class to cut up to 4 points from your record and save 10% on auto insurance. Drive smarter, save more, act now.
Safeguard Your Vehicle With Auto Insurance Options
Flexible Protection for Every Driver
Auto insurance is your safety net when accidents, theft, or unexpected damage occur. Our policies offer a combination of value and flexibility, providing various options for drivers looking for reliable coverage. Whether you’re looking for a standard plan from an auto insurance agency or exploring commercial auto insurance for your business, we customize each policy to fit your situation.
Auto insurance policies typically include six coverage types. Each can be tailored to fit your needs:
- Bodily Injury Liability: Covers injuries you cause to others.
- Medical Payments / PIP: Helps pay medical costs, lost wages, and rehabilitation.
- Property Damage Liability: Covers damage to another person’s property.
- Collision: Pays for damage to your vehicle after a crash.
- Comprehensive: Covers non-collision damage (fire, theft, flood, natural events).
- Uninsured / Underinsured Motorist: Protects you when the other driver lacks sufficient insurance.
Most auto policies last six months to one year, with options to renew or expand coverage based on your needs.
We partner with top auto insurance companies to provide solutions that include property coverage for vehicle damage, liability protection for injuries or property harm, and medical coverage for treatment and recovery costs. From collision and comprehensive coverage to uninsured motorist protection, we ensure that no matter the situation, your policy responds when you need it most.
Choosing the right auto insurance company can feel overwhelming. That’s why our team takes the time to simplify the process, offering expert guidance that removes confusion. We act as your dedicated insurance providers, focusing on transparency, affordability, and reliability. With options ranging from personal plans to tailored commercial auto insurance, we make certain that every driver has the right protection.
We are dedicated to providing you with access to affordable and flexible policies, all while maintaining high-quality standards. When you choose us, you gain a partner who prioritizes your needs, helps you maximize savings, and provides the assurance that your coverage is ready for life’s uncertainties. From the smallest fender-bender to major accidents, our auto insurance services are designed to keep you covered.
Driving without the right protection puts your finances and future at risk. At Paul J. Bernieri Insurance Agency, LLC, we make it simple to secure reliable automobile insurance in Garden City, NY. From liability to full coverage options, we’ll help you customize a policy that fits your lifestyle and budget.
Our clients appreciate more than just affordable rates. They value our approachable service, local expertise, and commitment to finding ways to save, including our 10% car insurance discount with the $39 defensive driving course.
Start protecting your vehicle and your financial future today. Call (718) 323-0400 or request a free quote online. We are ready to help you find the right auto coverage.
Frequently Asked Questions
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Automobile insurance helps protect drivers from financial loss after an accident or damage. A policy can include liability coverage, property protection, and medical payments for injuries. At Paul J. Bernieri Insurance Agency, LLC, we customize plans to ensure you’re covered whether it’s a minor fender-bender or a major collision.
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Auto insurance companies review factors like your driving history, vehicle type, and how often you drive. With 30 years of experience, we guide clients in selecting policies that balance protection and affordability while meeting New York’s legal requirements.
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Working with a local auto insurance agency means you get personalized support and 24/7 service from a team that understands the unique needs of our community. Unlike national call centers, we provide one-on-one guidance and access to exclusive benefits like a $39 Defensive Driving Course.
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Our partnership with Allstate gives clients the security of a nationally recognized brand combined with the approachability of a local office. This ensures reliable claims support, flexible policy options, and the peace of knowing your coverage is backed by a trusted network.
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Commercial auto insurance is essential for companies that rely on vehicles for daily operations. It covers liability, property damage, and medical expenses related to business driving. This protection allows business owners to focus on growth, knowing their vehicles and employees are fully safeguarded.
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Yes. In New York, winter storms and icy roads increase the chance of accidents. Automobile insurance provides coverage for vehicle damage and injuries caused by weather-related incidents, helping drivers stay protected year-round.
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Clients benefit from our long-standing presence in Ozone Park and Garden City, personalized coverage plans, and exclusive discounts. Our defensive driving class helps reduce up to four points on your record while saving you up to 10% on auto insurance.
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Uninsured and underinsured motorist coverage steps in when another driver lacks proper insurance. This ensures that your medical bills and property repairs are covered, even if the at-fault party cannot pay.
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Families often have multiple drivers and vehicles with different needs. By choosing auto insurance companies that offer tailored coverage, you ensure each member of your household is protected without overpaying for unnecessary add-ons.
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Getting started is simple. You can complete our online quote form, or call Paul J. Bernieri Insurance Agency, LLC at (718) 323-0400. Our team will walk you through the process and help you select the right coverage for your vehicle.
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Find Us:
Garden City, New York -
Hours:
Mon - Sun: Open 24 Hours